Dr. Tim Query
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New Mexico State University
Finance
Department
Positions:
Email: tquery@nmsu.edu Work Phone:
575.646.5253 Fax: 575.646.2820 Affiliated
Programs: ¨
Actuarial
Science ¨ Insurance and
Financial ¨ Insurance Studies Program ¨
Insurance
Studies Internships & Co-ops: Students and Employers ¨
Insurance
Studies Scholarships |
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Vita
Dr. Query
joined the faculty at NMSU in 2006. He teaches a variety of insurance
courses including employee benefits, life and health insurance, and property
and liability insurance. Research |
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J. Tim Query. 2008. Simultaneous
Estimation of Price and Service Quality in the US Private Passenger
Automobile Insurance Market. Pravartak
– The Journal of Insurance and Risk Management, 4, 51-65. Risa Kumazawa, Jin Park and J. Tim Query. 2008. Service
Quality in Homeowners Insurance. Pravartak – The Journal of Insurance
and Risk Management,
3, 45-52. Abstract. Service Quality has emerged as an important issue to financial services organizations and their customers. Especially for personal lines of businesses where insurance companies sell essentially the same insurance policy with state-mandated policy forms and language, an important source of competitive advantage. This study empirically assesses the relationship between various components of insurance company attributes and the level of service quality. For this study, service quality is defined by the speed of claims settlement procedures by individual companies... J. Tim
Query. 2008. Cost of Risk Allocation Issues. Cost Management, 22, 2. J. Tim Query, Robert E.
Hoyt, and Min (Enya) He. 2007. Service
Quality in Private Passenger Automobile Insurance. Journal of Insurance Issues, 30, 152-172. Abstract.
This study extends previous research on service quality in the private
passenger automobile insurance industry by providing empirical evidence using
an improved proxy for the value of service. The endogeneity of the value of
service is recognized and treated statistically with the two-stage least
squares approach. The empirical model also includes a number of control
variables that affect the service quality of an insurer…. J. Tim Query and David
Willis. 2007. The Role of Liberal Education Courses within Risk Management
Education: Competitive or Complementary? Journal
of Risk Education, 3, 8-19. J. Tim Query. 2007. In
Search of the Optimal Cost of Risk Allocation Systems. CPCU
Journal, October. Abstract. The purpose of this article is to expand the discussion revolving around some of the persistent challenges facing risk managers in developing cost allocation systems today, through a formal survey of companies intensely involved in cost of risk issues. The study provides a point of reference for those with cost of risk measurement and allocation responsibilities at smaller organizations that may not possess the resources to implement a stand-alone system. Survey results find that risk managers use a combination of exposure and experience allocation methods, and nearly three-fourths of the risk allocation decision-making process is handled by the risk management department… Daqing Huang and J. Tim Query. 2007. Designing
a New Automobile Insurance Pricing System in China- Actuarial and Social
Considerations. Casualty Actuarial Society Forum, Winter. Introduction.
There are numerous articles extolling the future potential of the insurance
industry in The People's Republic of China (hereafter referred to as China)
since the implementation of economic market reforms. While the current size
of the Chinese insurance market is much smaller than many industrialized
nations, the rate of premium growth is among the highest in the world. The
national premium income had reached nearly US$60 billion in 2005, up 13.95
percent over 2004, and 3.09 times of the amount in 2000. Although the
insurance industry has garnered increasing interest from researchers, little
has been written about actuarial practices in the world's most populous
nation… J. Tim Query. 2006. Workers’
Compensation for Undocumented Workers: A Discussion of the Regulatory
Complexities. Journal of
InsuranceRegulation, 25, 13-29. Summary.
Interest in the issue of undocumented workers in the United States has
increased dramatically over the past year. While the federal government
estimates the number of illegal aliens in the United States to be between 10
million and 12 million, some independent groups project that number to be
much higher. Most political responses to the issue have focused on border
security, employer sanctions and guest worker passes or amnesty for current
illegal workers. However, little has been mentioned in the national media
about the matter of what rights, if any, undocumented workers have when
injured on the job… Evaristo Diaz and J. Tim Query. 2005. An
Economic Assessment Model of Pension Reform
Transferability: The Case of Venezuela. Pensions,10, 167-179. Abstract.
Social pension and security systems worldwide are experiencing difficulties
in maintaining the financing required to provide promised benefits. Despite
their economic and political difficulties, many Latin American countries have
arguably been more proactive and innovative with the implementation of social
security reform than other regions of the world. Suggestions for reform of
the social security system in Venezuela are provided by integrating many of
the same concepts found in other restructurings in Latin America. It is the
conclusion of this paper that, given the political and economic instability
of the region, a major overhaul of the existing system is not politically
feasible… Patricia
H. Born and J. Tim Query. 2004. Health
Maintenance Organization (HMO) Performance and Consumer Complaints: An
Empirical Study of Frustrating HMO Activities. HOSPITAL TOPICS, 82, 2-9. Abstract. Growing public interest in the operations of managed care plans has fueled a variety of activities to collect and analyze their performance. These activities include studies of financial performance, analysis of enrollment decisions, and, more recently, the development of systems for measuring healthcare quality to improve accountability to consumers. In this study, the authors focus on the activities of managed care plans that may frustrate patients and providers and, subsequently, motivate patients to file complaints… William J. Warfel and J. Tim Query. CPCU eJournal. August 2004. Sexual Harassment Litigation- Risk Management Implications. Abstract. The trend of authority is toward increasing legal responsibility for employers with respect to acts of sexual harassment by immediate supervisors and upper-management employees. In this article, a historical perspective concerning sexual harassment law is provided, and several recent court rulings that clarify an employer’s legal responsibility with respect to claims that allege a hostile or offensive environment are discussed. The risk management implications of these recent court rulings are identified and discussed… J. Tim
Query. CPCU eJournal. March 2002. Rights of Passage: An Analysis of Graduated Driver Licensing Efforts in Selected States. Abstract. The need to reduce the accident rate for beginning drivers is urgent. Supporters of graduated driver licensing (GDL) laws argue that by requiring additional supervised driving experience under less demanding driving conditions, accident rates of newly licensed young drivers will decline significantly. While several statistical studies support this assumption, eight states still have not enacted acceptable GDL laws. This research paper analyzes the legislative history of graduated licensing in each of these states, with particular attention to the opposition to enactment of a GDL law… J. Tim
Query. Risk Management and Insurance Review, 2000, Vol. 3, No. 2. The
Role of the Risk Manager in a University Setting. Introduction.
The academic environment confronting the university risk manager is among the
most diverse and challenging in terms of risk exposures. The array of loss
control concerns facing risk management professionals at universities and
colleges is often much wider than those of their peers in industry and
commerce. Activities at a university can include running a construction site
for campus expansion, sending students to Third World countries, performing
dangerous scientific and medical experiments, hosting large public
gatherings, and operating large residential facilities. Schools may have
daycare and elder-care facilities, hospitals, athletic teams, or even their
own police force… J. Tim Query. URMIA Journal, 2008. The Yin and Yang of an Aging Work Force. Abstract. When faced with a shifting and challenging underwriting market, technology growth, and the Liability Risk Retention Act (LRRA), many colleges and universities are exploring alternative options to finance their risk management operations and insurance. This article discusses many of those alternative risk management financing options, including self-insurance; excess and surplus line insurers; captives; and risk retention groups, purchasing groups, and consortiums… J. Tim
Query. Financial Services Review,
2000. Analysis of Medical Savings Account as an alternative retirement savings vehicle. Abstract. Personal savings as a percentage of disposable income have dropped steadily since the early 1980s. Savings have continued to decline in 1999, as the savings rate-savings as a percentage of after tax income dropped to a record low. The study finds that MSA type accounts are a viable supplement to retirement savings, but should not be used as a replacement for existing retirement alternatives given their current structure… Zhenhu Jin and J. Tim
Query. Best’s Review- Ecommerce Technology, August 2003. Waking Tiger. Introduction. The internet and its soaring use in China are
creating a promise of great growth for the insurance industry. E-commerce is
the engine driving the globalization and convergence of various facets of
China’s financial-services industry. The recent additional of China, the
world’s most populous nations, to the Worlds Trade Organization also is
fueling potential business for insurers… |
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