EP Times: Proceed cautiously on roof repairs

September 27, 2009. Retrieved online October 8, 2009 from Tim Query / Guest Columnist, El Paso Times

Proceed cautiously on roof repairs

“EL PASO — As most automobile or home owners can attest, the major hailstorm last week did extensive damage to the El Paso area. According to insurance industry estimates, about 10,000 homes and 20,000 vehicles were damaged in the El Paso region. The estimated $150 million in damage was nearly as costly as the $200 million in estimated damage for the same area during the historic floods of 2006. The storm is believed to be the costliest hailstorm in El Paso history, according to the Insurance Council of Texas.

“Hailstorms cause about $1 billion in damage in the United States every year, according to the Insurance Information Institute. Hail damage is covered by a standard homeowners policy as well as comprehensive auto policies. Typically the roof on a house is not repaired, but fully replaced, because the damage to a roof has typically reduced its life expectancy as well as its ability to provide protection against potential water damage. However, the insured is still usually responsible for paying a deductible.”

Read the article.

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